Do you need car insurance in Florida if you own a car?

Do you need car insurance in Florida if you own a car?In Florida, you are required to have a certain amount of private injury protection and property harm insurance to drive.

If you own a car in Florida and your daughter drives and insures it in Pennsylvania is this legal?

If the insurance company knows where the car is garaged, and if it’s insured there they must, there should be no problem. There may be some issues with the state DMV if she has moved permanently to Pennsylvania and still has Florida tags, but if it is possessed by a Florida resident and only loaned to a Pennsylvania resident, that’s most likely OK, too.

How old do you have to be to own a car in Florida?

Response .
You can own a motor vehicle at any age in Florida. You just can’t operate in on the roads until you are 16 years of age and decently licensed.

Do you need your own auto insurance to rent a car?

Insurance when Renting a Car: You only need non-owners insurance. It is relatively inexpensiveand lasts for the term that you have the rental car. Most rentalcompanies provide this type of insurance as part of the rentalpackage. The renters responsibly varies from state to state. The rentalcompany will suggest you a protection package which includes LDW/ALI/PEP/PAILDW/CDW= waiver the cover the cost of only the rental car ALI= covers 3rd party damages PEP= covers private belongings, stolen harm in vehicle PAI= Individual accident Insurance covers medical bills, in and outof the car These are not included in the rental fees. Each one is separate andyou are charged a daily fee which varies and the state and the typeof vehicle you are renting. Also just a little side note, if you rent a car and drive out ofstate and get into an accident out of state, your responsibilitychanges to that state’s law regardless of where you actually rentedthe car.

Do you need car insurance in Florida?

YES. It is mandatory ( that means you DON’T HAVE TO HAVE IT ) or you cannot drive.

Do you need car insurance for a sixteen year old with a permit in the state of Florida?

Reaction .
You do not need extra insurace for a Floridian with just a learner’s permit. Of course the minute they get a licence – you will need to inform your insurance company. Your insurance may dual at that time. .

Related video:

> Make them pass a safe driver course at school which will help lower your rates> A Trio.0 (B grades) or better may reduce your rates> An online driving course cost us $90 but saved us $120 the 1st year. .
Check with your insurance company for details on the above.

How do you insure a car that you do not own?

Reaction .
Most insurance companies require that you have an insurable interest in order to be able to insure something such as a car..
Somecompanies require that your name emerge on the title or registration in order to be able to purchase an auto policy in your name.

Can you get car insurance on a car you don’t own?

1. Does the car stay with you most of the time? or Two. Are you asking in regards to driving a friends car? .
1 You can get car insurance for a car you drive reqularly even however you don’t own the car. Just call up the insurance company of your choose and ask for an insurance policy with your name. You will need the vin number of the car that you will be driving. Some Insurance companies have a clause in the contracts that state an insured person can drive any vehicle and still be insured under their policy. Some policies state that you can insurance any one driving your vehicle. It all depends on the insurance company and your driving record. Just let the insurance company know what you are looking for. For Your Information When getting car insurance I recommened you ask for car rental insurance to be added to your policy. This will provide you with a rental car should your vehicle need to be in the shop for any length of time.

Can you get auto insurance if you do not own a car?

Reaction .
Yes you can, it’s called a named non-owned policy. It covers you to drive a vehicle you do not own, and it only covers you to drive a vehicle that does not have insurance. If you borrow a friends car and have a name non-woned vehicle and have an accident, the insurance goes after the vehicle, so their insurance will pay. That company may subrogate and come after you then it would be up to your insurance company to determine if they’d accept liability.

Do you need insurance in Florida if a own a car that is kept there less than ninety days a year?

Insurance .
In most states, insurance is required anytime you are on the road operating a motor vehicle. Even if you drive for just one day a month, you still need insurance.

Do you need auto insurance when have a license but you don’t own a car?

Response .
The smartest thing to do is to call some insurance companies in your area to get a accomplish reaction to thins, as all states/provinces have different laws..
To response this question, no you don’t need auto insurance if you have a license but no car. You can still drive other peoples cars as long as they have insurance and it is a infrequent occasion (like he had too much to drink at the bar, and your driving him home.) It cannot be part of a regular routine however, such as borrowing the car every Wednesday to drive to work. If this is the case, then you will have to have your own coverage, or be put on someone else’s coverage as an occasional driver.

If you do not own a car but have a driver’s license do you need car insurance?

Reaction .
All Drivers are required to carry proof of financial responsibility while operating a motor vehicle on public roads. regardless of whether you own the veihcle or not..
Most drivers who do not own a vehicle, but do drive, obtain Nonowners Auto liability insurance in orde rto maintain compliance with the law.

What if you don’t own the car you are insuring?

Then you are running the risk of having elevated insurance premiums, should you ever own your own vehicle and attempt to insure it, and this vehicle/policy has a bad/rough insurance record.

Do you need car insurance in Florida if you own a car?

Do you need auto insurance when you don’t own a car?

Reaction .
not generally………insurance stays with the car……………in other words, unless you or other drivers are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an insured driver of that vehicle.

Do you need insurance for a car you co-own if the holder has insurance?

Reaction .
No, the vehicle can only have one policy on it, and if it is insured then you wouldn’t need to carry any policy (and don’t think you can anyway).

If I own a car can I not be insured on it?

Reaction .
yes but you need to have a amount of money set aside for ” financial resposibility”. this money most be kept where its only available for coverage of injuries and damages in case you are involved in an accident. the amount may very from state to state.

Can you get your own car insurance at 16?

Yes you sure can, if you have an adult that can sign the contract with you. You have to be Legitimate to sign a contract. If you are old enough to drive you are old enough to buy car insurance. Keep in mind at your age it’s going to cost you more. Insurance companies associate enhanced liabilities for youthful drivers.

How can I get car insurance if I don’t own a car?

Why would you ask such a question?.

Related video:

Added: If you LEASE a car – tell the insurance agent, there are different rates (usually higher) for leased vehicles.

Can you buy the car insurance if you do not own the car?

no the person that possesses the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get practice for having insurance. the holder of the car doesnt even have to be a driver. But because she/he wields the vehicle they have an insurance interest in the car and must own the policy

Do you need car insurance if you don’t own a car?

The response to your question is no,unless your driving someone elses car at anytime,then you must be insured for that vehicle and that vehicle only..

Can I purchase insurance for a car that i do not own?

Well, you may indeed, but you are in responsibility! Whatever happens to the car, you will have to face the consequence!

Do you have to own a car to have your insurance cover that car?

YES!!!!! unless u are married to the proprietor or are common law… only two exceptions.

Do you need auto insurance to drive your own car?

Yes. It’s as much for your protection as someone else’s. If you’re financing the car, the lender usually requires proof of insurance. The state also requires proof of insurance when you renew your license plate tabs or submit the car for inspection (whichever your state requires)..
Most states have a minimum level of coverage that’s required that is pretty affordable.

I do not own a car i need liability insurance to cover me?

I would get what is refered to as a “non-owners” policy quote through AIG at or possiblily through Geico at: I believe that bot companies suggest this type of policy.

Do you have to have car insurance if you don’t own a car?

noActually, it depends on what you mean. In the U.S. you do not have to have car insurance if you don’t drive a car, so if you don’t own a car, by default you don’t have to keep insurance, however, many states in the U.S. require you to have insurance if you are driving, so if you borrow someone’s car, you may be required to have insurance while driving it. In the states that require insurance, you can get a ticket if you don’t have it, so if you borrow a car, be sure the proprietor has it insured and ask him for a copy of the policy of proof of insurance card.

Can you get car insurance on yourself if you do not own a car?

You can obtain liability insurance if you do not own a car. It is often called “non-owners coverage” and will generally provide protection regardless of the car you are driving. However, you must have an insurable interest in the vehicle in order to get physical harm coverage. An insurable interest is a “stake” in the continued existence of the vehicle. Therefore, if you are a co-owner of the vehicle, loaned money on it, or otherwise have a financial interest in it, you have an insurable interest sufficient to support an insurance transaction.

Do you need car insurance in Florida if you own a car?

Can you get car insurance for a car you do not own?

Yes. … and no… the person that possesses the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get practice for having insurance. the holder of the car doesnt even have to be a driver. But because she/he wields the vehicle they have an insurance interest in the car and must own the policy.

Do I have to have insurance if I don’t own a car?

Sometimes. Normally you would not need auto insurance if you do not own a vehicle. In some cases a person is required to have insurance in order to keep their drivers license due to past violations of driving without insurance or such. In this case you can purchase what is called a non-owner auto policy. This completes the requirement to keep your license and gives you some auto coverage if you drive someone else’s vehicle. You can only purchase liability and uninsured motorists coverage as well as a few other endorsements but cannot purchase insurance to cover harm to the vehicle you are driving.

No car but have a Florida drivers license do i need to carry insurance?

No. You do not have to carry insurance in Florida if you dont own a vehicle.

Can you get insurance on a car you don’t own?

Yes. It is generically referred to an non-owners coverage. It provides liability protection for you when driving a car that you do not own.

Hi Foreigner and own condo in Florida and need to get car insurance on dodge ram 7 seats also need condo insurance quotes on car insurance are very high why will only be using few months a year?

The state of FL requires that you carry car insurance every day that you have a vehicle registered, regardless how often you are driving. So even if you are not driving the vehicle daily the insurance is going to apply every day. I know this is not the best system for you, but this is the way it is. You’re best off calling around and getting quotes at numerous companies, for this situation I recommend calling no fewer than Ten companies for quotes.

Do you need car insurance to buy a car?

Are you leasing a car or buying it? Private fleet is one of the renowned car buying service providers in Australia and could prove very handy in your decision making. Buying a car on lease is an old practice. Novated leasing is getting enormously popular these days with more and more Australians taking car on novated lease. Novated Lease is identically beneficial to the employer, employee and the auto company. It is Trio way agreements inbetween the employer, auto finance company and the employee that permits employers to provide company car to its employees at a very little cost to the company and plasticity to both the parties.

Can you get car insurance if you dont own the car?

you need to have a car registered. so that a car insurance can sell you something. the report involves ; car name ,licence plate, car tittle , your license, everithing has to be under your name . and you have to be at least Eighteen years or older to aply.

What age can you own your own car in Florida?

You can own a car at any age but if you want to drive it legally on the road with a guardian you have to be 15 years old and have a permit. To drive it on your own you have to be 16 years old and have a drivers licence. There is a law that you can drive a car to school and back during certain hours at the age of 14 but i don’t know much information on that.

Do I need liability insurance for a rental car in Florida?

You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have private insurance, I would certainly take out the rental cars insurance.

If you are a driver who does not own a car but at times borrows or rents one do you need your own insurance?

Yes, because in order to drive legally, you need a license and a proof of insurance, not the deed to the car. An example includes rental cars. Even however you don’t own the car, you need insurance to drive one.

Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?

Do I need Car insurance with no car?

Please think about it. It iscarinsurance. So you wont. While the previous reaction is correct, if you want to be able to drive another persons car, either YOU need insurance, or the possessor of the car must have it insured for all drivers. I only say this because growing up I knew people without cars who would drive a friends car, and they had car insurance only so they could drive their friends car.

Do you need car insurance in Florida if you own a car?

Can you insure a car that you don’t own?

No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.

Do you need car insurance to drive in Florida?

Yes, you need individual injury protection as well as property harm to drive a vehicle.

Do you need insurance for a car you co-own if the proprietor does not have insurance?

All states require that you carry a minimum amount of liability insurance to sate the financial responsibility laws of the state. Depending on the state where your co-owned vehicle is registered, the minimum boundaries of liability will vary. With advanced DMV systems, most states are electronically notified by your insurance company that you have carried continuous auto insurance. If you, or the primary proprietor of the vehicle are not carrying insurance your vehicle registration could be suspended. To prevent this, you must tie coverage and request the insurance company to electronically notify the state DMV. All registered vehicles in all states are required to have insurance. Even if you are listed as the co-owner, you have a legal responsibility to carry insurance. While the other possessor may not have to be listed on the insurance, you will need to insure the vehicle in question under either your name, or both of your names as named insured.

How old do you have to be to have your own car insurance?

If you are old enough to legally drive then you are old enough to buy your own Auto Insurance. However due to the limitations of a minors obligations under contract law most companies will not sell you a policy as a minor. Some will sell you a policy but only if your parent or other legal guardian countersigns your application for you. Blessed Motoring

If a Minor has his license but does not own a car does he need insurance?

Licensed Minor and Auto InsuranceIf the child is Driving a Car then Yes. All 50 U.S. state laws require that all operators of a motor vehicle on public roads carry proof of Financial Responsibility. The minor can obtain his/her own auto insurance or can be covered under someone else’s policy such as a parents or the vehicle owners policy, but in any case the child must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for the insuring contract to be legally trussing. A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers. There is no exception from the law for a minor. ResponseOne option might be “non-owners coverage”. This form of insurance provides liability coverage to the driver regardless of the car he/she is driving subject to the terms and limitations of the policy. Liability coverage is the form of insurance that provides compensation to persons who were injured or whose property was bruised as a result of the negligence (carelessness) of the other party. If liability (fault) or the amount of damages is contested and a lawsuit is filed, the liability insurer also hires and pays for an attorney to defend the insured. If the insured is found to be legally liable for damages, the insurer pays the amount of damages up to the amount of insurance that the insured purchased.

Can you get car insurance with out possessing a car?

No. Every insurance companies are required those applicants to have at least one car to avain a car insurance.

Can you get your own car insurance at Legal?

Yes, all you need is your drivers licence or permit in order to get an auto insurance.

Do you need insurance car for a car inspection?

It doesn’t need acar insurance anymore since it is just an inspection, nothing to worry about.

Can you register and insure a car that you do not own?

You CAN register a car wielded by someone else in some states, but doing so can lead to many problems if the driver gets into trouble and you are registered to the car. Insuring a car you do not own can also lead to problems but many more people do it. (e.g., if your dad is lending you his car and he says that you have to insure it.)

Do you need car insurance in Ohio if you own your car?

Yes you will need car insurance in Ohio, if you own a car. Car insurance is mandatory to ensure people are covered for harm, in the case of a car accident.

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Do you need insurance to own a car?

Yes. The insured name on any policy needs to be the possessor of the vehicle. This is not to say that the proprietor has to have a license and drive. If the possessor is licensed they will have the be listed as a driver as will any other household members and any regular drivers. You cannot insure something you don’t own. The reason for this is that an application and policy are legal contracts and as such if a claim occurred a person who doesn’t own the vehicle cannot accept payments for the vehicle and the insurance company cannot issue payment to the possessor if they are not a party to the contract. The same works with the liability part of the policy. As a matter of total disclosure, I own and operate a petite Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for Three years prior to that.

Can you insure a person and their car on your own insurance?

No. Unless they are your legal, current spouse you cannot do it for any reason. If you do and have a claim, the insurance company cannot pay you because it’s not your car and they can’t pay the other person, because they do not have a contract with them. No one gets paid and no refunds are issued because you lied on a legal contract.

Do you need insurance on a rental car in Florida If so how much will it cost?

All rental car co. are required by law to carry at least the minimum liability coverage. Purchasing insurance from a rental place is NOT a term and/or requirement, however, liability coverage is very low, speaking of $ amount. You can use your car insurance also. Each rental car co will sell you “an extra” insurance coverage. Unluckily, I am not aware what the charge per day is.

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